I honestly can't think of any place where you can live and ride out your door unless you are on the fringes of the east or west side. I agree most communities I wouldn't ride by myself even if they had a bike lane.
Yeah, these days, unless you're in Mason, West Chester or some parts of Loveland, or further out toward Harrison, it's really hard to ride from your house. (One of my mom's former co-workers commuted by bike from a northeast suburb to downtown, but he's nuts.)