
Originally Posted by
laura*
Whether the payment clears into PayPal or all the way into a bank account won't matter. In the event of a dispute, PayPal can come after you for the money. They'll first make your account balance negative, and then send it out to a debt collector.
Sellers on eBay as essentially at the mercy of their hopefully honest buyers. I don't know if things have gotten as bad for non-eBay transactions.
PayPal has a Seller Protection Policy that's supposed to protect sellers. However, it seems that certain types of financial fraud aren't covered.