Definitely test-ride - and close your eyes! I know what you mean about the visual, but you can change the colour of the bike afterwards, you can't change the frame. The most gorgeous bike in the world will just feel frustrating and "fake" once you get used to the looks, if it doesn't really fit you well and ride well.
And let your husband give you good tips, then smile, and make of it what you will
. His perfect bike is not your perfect bike. My dh and I both love our bikes, but they are very different bikes with different attributes.
FWIW, I like steel.
Winter riding is much less about badassery and much more about bundle-uppery. - malkin
1995 Kona Cinder Cone commuterFrankenbike/Selle Italia SLR Lady Gel Flow
2008 white Nakamura Summit Custom mtb/Terry Falcon X
2000 Schwinn Fastback Comp road bike/Specialized Jett