I'm 5'0 and currently have a 47cm Trek 2000 men's bike. My biggest issue was being short (short legs with longer arms and torso) and having no adjustability in the handle bars and limited with the seat. We had gone back to Charlotte to get some stuff out of storage (all stuff now here) and stopped by our old LBS and told them what was going on with the bike I had recently bought (didn't take it with us). Anyway got us an adapter and picked a stem they thought would work. We got it home and hubby changed it out and we got it adjusted and now I have a bit better adjustability and have it where I'm not at the complete edge of being able to fit it. Also due to that I'm thinking when I'm ready for a new bike it's going to be a men's frame and I'm also either driving two hours to the LBS I like in Raleigh or driving 5 hours back to our old LBS in Charlotte for my new bike. Will NOT deal with the local LBS for certain things such as clothing or a new bike. They think because I'm a woman I have to have women's clothing or a women's bike. The LBS in Charlotte wants to make sure I fit what I like as does the one I like in Raleigh.