Quote Originally Posted by Muirenn View Post
If your legs are long in proportion to your height, then the distance from saddle to bars will be a little shorter to accommodate a shorter torso and reach, and the distance from saddle to ground a little taller. If your legs are short in proportion to height, it will be the opposite.
You may want to check your inseam length against other bicyclists that are your height. I always thought that I had short legs until I started bike shopping. That's when I found out that my legs are actually long for my height & my femurs are really short. All of those proportions will affect bike fit. I ended up with a relatively tall bike with a short top tube, my saddle positioned all the way forward, & a long stem to get my handle bars far enough away from my forward saddle position.

Here is some good info on womens' bike design & fit from Georgena Terry http://community.terrybicycles.com/wordpress/?cat=9