There is a trusted local dealer who will let me test ride, which is the ONLY way I will ever again buy a bike. Definitely won't make the same mistake again! I was looking for cheap, because I was new to the sport, and my mentality was, "If the frame is small, it must fit me." That first 40 mile ride at 20mph average let me know how wrong I was!
Thanks for the input!
Dianne G.