they make handy fenders that attach and detach easily - DH and I were very glad we brought them on our ride from S Dakota to Niagara Falls last summer - we rode in plenty of rain. Not as fabulous as full on fenders, but kept most of the water deflected. (the brand was, errr, can't recall, but they hooked on with little rubber straps, quite easy to get on and off) Oh, DH reports fenders were from Planet Bike. They did rattle a bit, but it was sweet music to our soggy bodies. tokie