Do you carry health insurance info while riding?

[Becky]

I belong to Medic Alert, never leave the house without one of my bracelets (one of which is a Road ID with my MA info on it), and MA has all of my info accessible by phone.

[yellow]

Laminated photocopy of DL and insurance card as well as a very small card that lists emergency phone numbers in my seat bag. Hardly takes up any space. I have a road ID too but usually forget to wear it.

[indysteel]

I use a Road ID that has my health insurance info (along with my name, address and emergency contact) on it. I also have a laminated card in my seat bag with the same info on it, along with a few additional emergency phone numbers.

[jessmarimba]

I do now. I had to wait for my "emergency" surgery because we needed permission from the health insurance. I didn't have my wallet with me, or something (maybe I had my wallet but not a physical copy of the card? my memory is a little fuzzy now). I knew who the provider was and they were able to call the insurance with my social security number and get everything cleared up, but it would've been a lot easier for all involved if I'd just had it on me. Especially since I live alone, so it's not like I could just call someone to bring it.

[Owlie]

Like Crankin, my regular wallet is small enough that it fits in my jersey pockets, so yes.

[PscyclePath]

I carry my wallet in my left jersey pocket, and also a wrist RoadID with my emergency contact info and my medical insurance provider & member number.

A couple of months ago I did a traffic skills class for the regional ambulance service when they were putting together their paramedic bike team. It was a good learning expereince for me as well, when we were talking about their experiences in responding to bike & other crashes, and one question I had was where was the best place to carry ID, and where did they look when a victim was non-responsive. Turns out the wrist Road ID was an excellent choice, followed by the "dogtag" style. I also note that when I was hit by a drunk driver early last year, one of the first places that the fireman looked when he checked me out was my pulse, and came up with my ID there.

I'm single, and if they do call my emergency contact (Hub), she's 3 hours away in Mississippi. So I've gotten a little more serious about having that sort of info on me for when they eventually find me dead in a ditch somewheres...

Tom

[Catrin]

I wear my "interactive" RoadID (where they can call in for my health and contact information) and copies of my drivers license and health insurance card. I am just afraid of losing them which is why I carry copies and not the actual cards/paper.

I need another RoadID band though, it keeps coming unattached - this is the velcro version. Thinking about the rubberized version eventually. The velcro only comes unattached when I am taking my Camelbak on/off, the problem is I don't always notice it when it happens

[KathiCville]

I wear a Road ID bracelet engraved with my insurance provider, member number, and two emergency contacts---one near my home and one in the Shenandoah Valley where I frequently ride. I don't always remember to put it on when I go out, so I also have a copy of my insurance card tucked into my underseat bag.

I had an extra line on the engraved tag on the bracelet so I also included my pick-up truck license number, for what's it worth. I often drive to wherever I'm riding in the country and figured it wouldn't hurt to include it. If I'm seriously hurt, my truck is going to be stuck wherever I parked it. By including the info on the bracelet, the police can be tipped off that it's not an abandoned vehicle. :-)

[maggie's sister]

I always wear my road ID and recently tossed by insurance card in the seat bag. My boyfriend who is on about 90% of the rides that I do, is the contact person on my ID. I also have a close friend listed. Ultimately, this concerns me since they aren't legally able to make medical decisions on my behalf and most of my family is marginally estranged. I suppose that I should draw up a health care directive and select them as my proxies.

[Melalvai]

After my daughter's wreck, I signed us up for Air Evac. It's only $50 a year for the family and if she had had to be flown all the way to Columbia, it would have cost us about $25,000, because helicopter is not covered by medical insurance.

They give you a bunch of stickers to put around your home and in your vehicles. I put one sticker in the car, and one sticker on each of our bicycles. I also carry the membership card in my wallet. The part that makes me feel better though is that one of the stickers is on her bicycle.

[pll]

I'm single, and if they do call my emergency contact (Hub), she's 3 hours away in Mississippi. So I've gotten a little more serious about having that sort of info on me for when they eventually find me dead in a ditch somewheres...

Same here. My family lives in a different country, so a friend is my emergency contact. I have made legal arrangements for her to have power of attorney if needed, as well as granted her proxy access to my health record. Hopefully we will never have to use any of that, but you never know. For the same reasons, I should work on a will to make the worst case scenario simpler. <ugh>