I'm awful. First, I have a RoadID, but don't always wear it. Second, I don't carry ANY form of ID with me when I ride - not my license or my health insurance (I do have my cell phone - usually).

I think putting hte insurance info on the RoadID is a good idea, assuming your insurance provider doesn't regularly change. If you are in a bad accident and in urgent need of care, they aren't going to look through your seat bag, etc. to find your health insurance card.

SheFly (who promises to go back to religiously wearing her RoadID)