Quote Originally Posted by nscrbug View Post
As in Mayo Clinic in MN? I really wouldn't know, she would probably have to call BC/BS and find out. It's weird though, because I just went to their (Cancer Treatment Centers of America) website to see what insurances they accept, and while they do list Blue Cross/Blue Shield...they don't specifically list Blue Cross/Blue Shield PPO. I'm kind of shocked, actually...I would have figured BC/BS to be accepted pretty much everywhere.
A PPO (preferred provider option) is kind of a cross between traditional insurance and an HMO. The insurer has a network of physicians and other providers that are "preferred" or "in network". If the doctor or other provider isn't in your network and it isn't an emergency you end up paying a lot more. BC/BS in various states are different entities plus BC/BS often has many different types of plans available, including PPO plans, HMOs and traditional insurance.

Her employer should have a book with a list of in network providers that she can check.