Since the damage was pretty much entirely to my body, it was up to my insurance company to pursue it (my PIP covered the ER, x-rays etc). I'm not sure how this will work out now..... I'm having problems with my knee/lower leg that my PT thinks is most likely related to the damage inflicted on my ankle in the accident. My auto insurance considers the case to be closed, but my health insurance may be reluctant to pay for it, if there's any mention of a car accident....