It's great to read about another person who insists on wearing under-eye concealer and lipstick even when bike riding. I LOVE it. Like you, I also wear sunscreen every day and when I'm biking will wear 45 SPF plus, plus (and don't laugh) a fairly good-sized straw visor that attaches below my helmet and at the back of my head via Velcro. Ever since I biked around the Big Island last Nov, I've gotten some brown spots on my face, so now I wear the visor even though it looks really goofy. I'm 62 and only recently have developed a few brown spots, so it's good to cover up as much as possible, not that brown spots are so darn bad, but why get them if you can prevent them . . .