I will talk with AT&T, I have the idea that my rates go up if I don't sign another contract? Perhaps I am wrong about it. It would be great if I didn't have to actually change anything for now, and just switch to another smartphone that happens to be on sale whenever this one goes south...

Tulip, you weren't being argumentative, as a tech geek it is sometimes too easy for me to justify such things when it really isn't necessary. Trying to do better with that If I could afford it I would love to move to Verizon and get the iPhone 4, but from what I can determine I would pay more on a monthly basis for Verizon, and that would be on top of the cost of the phone.