I have a 16 gig 3GS, and the warranty is only good for 90 days for a refurbished one - also it is much smaller in size than my current phone. I am hard on phones so I need a full warranty. My iPhone has been replaced twice under the now expired warranty

I think I can get an HTC Incredible for free - and would wind up paying the same fees that I am now with AT&T, and if a problem developed could just switch the SIM card over to my 3GS if there is a problem. My phone has also developed a few odd behaviors since the last OS upgrade that I am less than happy with.

I don't know what I will decide to do, but it is food for thought.