Nice purchase. You will like owning it. With "thermal" or a variation of the word in the title of the garment, it generally means you can layer it over a base layer or another jersey to function as a jacket, or wear it alone as a jersey on a cooler day. For example, as you are a cyclist in Oregon, you are going to do a 30-mile ride, and the forecast says that when you start the ride it will be 40 degrees, but half way into your ride it will be 65 degrees. So, wear the garment over a jersey, when you get too warm take it off, fold it up, and stuff it into your jersey pocket, or tie it around your waist or seat post. If it is going to rain, wear a rain jacket over all layers, the kind of jacket that zips into its own pocket, and if you take it off you can stash it in a jersey pocket, tie it around your middle, tie it to your bike, etc.



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