Bought First Saddle Bag-Supplies?

[withm]

I honestly don't understand this, or the people who carry copies of their ID.

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I carry a copy of my drivers license and insurance card only. Since 95% of my rides I'm alone, it's for identification when the ambulance comes to pick me off the side of the road, or to give them a starting point to prove I have health insurance. I also wear a Road ID, to provide phone numbers of emergency contact.

I can't imagine why I would need a wallet full of credit cards on a bike ride. If I'm stopping for lunch or a snack (extremely rarely) I would pay cash, and I keep somewhere between $10-20 on each bike for that reason. ATM? Well I only use that when I'm buying groceries or depositing my paycheck. Neither of which I'm likely to do via bicycle (although if that is on the agenda, I'll plan accordingly).