+1 on bikesdirect. I've had two friends order bikes from them and they've been GREAT! The bikes are fantastic and VERY reasonable!
http://www.bikesdirect.com/products/...print_disc.htm
I've had my eye on this Motobecane Cafe Sprint for commuting. It has disc brakes (great for touring and commuting in the rain), and has all the eylets you need for fenders, racks, etc. Throw some drop bars on there or keep the flat bars. AND it's only $600. I'm berry, berry tempted...




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