Quote Originally Posted by tulip View Post
I've always been horrible with money.
That makes two of us Tulip - I can say I'm quite horrible with finances as well.
Regardless of whether I have way more than I can reasonably spend, or just enough - I'm never able to save a cent.
Growing up I was surrounded by more money that we could find a way to spend, invest, or give away (those times are gone unfortunately), while now I just have to work for a living, so to speak - but never in my life I have been able to save or build anything.

Ironically enough, my mother was very good with finances - and still, at some point all of our assets just crumbled. Gone, just like that.
I guess that's why I really don't care anymore. I spent 30 years with my family building more and more wealth - to just watch it all disappear in like a minute with a turn of the winds. The way I see it, it's just not worth the headaches.
Or, I guess that's just my excuse for not even making an effort to save...

On the other hand, the debt burden growing on the younger generations is of concern. When I think of my students, and all the student loans that many of them have to take up in order to graduate... Sometimes I feel as if some of it is our responsibility - as if we did not build enough wealth to secure the future for them, to allow them to begin their adult lives and careers without debt. In a way, when I observe our generation compared to the one before us - sometimes I wonder if some of us have failed to meet a standard as productive citizens.
Our parents provided for the community and also provided for us, and among other things they allowed us to study and graduate and train completely debt free. Conversely, us - or at least some of us - we are failing to provide the same 'protected environment' for the younger generations. In a way it makes me feel like if I fell short on the world's expectations - or maybe just on my own...
I guess I'm not as perfect as I would like to be