Quote Originally Posted by indysteel View Post
I'm worried about a significant delay or so much red tape that it becomes a full-time job. When you can't live in your home becasue it's covered in mold and all systems have been fried, then a significant delay could prove problematic.
If your home is wiped out by a flood, "problematic" will describe your whole life. If you have flood insurance, at least you will get money at the end of the delay.

After 9/11, everything took time. The government didn't even acknowledge that the dust was toxic until months after the event. Insurance issues dragged on for years.

Even so, getting something eventually was better than getting nothing ever.