Such great input from everyone. Thank you! I'm actually going out this weekend to check out a few different rides. I got so caught up in the WSD bikes that I overlooked some really great looking bikes.

I really do think a 'starter' bike is what I need even realizing that 3 months from now I might be out bike shopping again Right now the plan is to test out a few city bikes in addition to trying out the regular Fx. So I guess I'm back to trying not to get too ahead of myself. I mean the goal is to find a bike that fits me so I can be excited about putting lots of miles on it!

So now I'm off to research bike shorts...