House hunting

[indysteel]

For many of us in the Unites States, it's just all that easy to go car-free. Large part of the country simply do not have the public transportation infrastructure needed to make that very viable, including where I live and work. I used to be able to walk to work when I lived in downtown Indianapolis, but I still needed a car to get around for other things. Indianapolis's public transport is a good 20 years (or more) behind where it needs to be for a city of this size and population. While it is possible to get around by bike, the downtown is surrounded by a ring in nearly every direction of crime ridden neighborhoods. Safety issues aside, the roads are in horrible shape and extremely congested. Even the MUT that goes from downtown to the northside of the city isn't a great option--although I've used it many a time--as their are regular attacks along it and is home to packs of stray dogs. The current plan is to build a light high-speed rail network, but I'll believe it when I see it. The city's bus system is otherwise the pits.

Now I live 25 miles south of where I work. While I have a higher tolerance than some for riding on busy roads, there is no safe way for me to commute by bike (even if I could handle a daily 50-mile bike commute, which I can't). We moved to the town where we now live because it's equi-distant from my job to the north and my husband's job to the south. I don't like having a commute that long, but the alternative was for one of to have one hell of a commute or to find different jobs. Neither was appealing in the least. We both are well settled at our current employers, and I could have easily taken a 50 percent decrease in salary had I taken a job in the city where my husband works.

[Koronin]

indysteel, Charlotte is also pretty much the same way. Where I now live is a much smaller city with very minimal public transportation if there actually is any. For the most part public transportation outside of major cities is pretty much non existant and even if it's there the safety is pretty poor. Plus most major cities do not have the public infrustructure that NYC has. The only real cycling routes that are not just signs on two lane narrow roads, are either one right by the base or two that on base. If you are not military you have no way of living close to any of those trails either. (The other trails are in a national forest). Most of the off base route in a business area, not really close to any residential areas that are not military housing. Charlotte, NC built a light rail line (completed just before the economy tanked). This is only one line and only south of the city into downtown. What they discovered between then and now is if gas is under $3.00 per gallon that it does not save people enough to bother using it. Once gas gets over $3.00 per gallon some people will start using, but people for the most part do not see a worthwhile saving to using the public transportation until gas prices get over $4.00 per gallon. Plus you still have to drive to the terminal and park there. They have plans for two more lines (one for the north east and one for the north west sections), but no idea if either of those lines will get built.

[Koronin]

We went back to see the house we're the most interested in yesterday. We have decided that we want to move forward with putting in an offer. There are a couple of minor issues on the outside of the house. The back corner has a small area where more dirt is needed to prevent water from pooling right against the house during a rain storm. Where the cable/satellite box and other lines are that go into the house is a bit of a mess. That is not an issue as my husband can easily fix that area up with very little cost. (At one time he worked installing satellite dishes, he hasn't done that work in years, but know how to do it very well. Whoever did it at this house did not know what they were doing). Then there is a piece of siding that looks like it was hit with a weedeater, definitely needs patched. The only more major issue is a crack in the slab/foundation that is near the corner of the garage (opposite side to where the house is). There is no evidence of it in the garage, but definitely something an inspector needs to look at.

[redrhodie]

Oh, how exciting! The inspector will probably find some stuff, too. You'll most likely be able negotiate (some of) the cost of repairs off the agreed upon price, or walk away if they there's something big.

I hope you get a great deal!

[jessmarimba]

Maybe you'll get really lucky like I did, and the seller's realtor will accidentally send the home inspection reports to the underwriter. I got a TON of stuff fixed for free that I didn't really care about. Oops!

[Koronin]

I'm sure the inspector will find other things well. Plus we're doing a VA loan, so they will be checking very carefully. There are some issues they will require to be fixed if they are found. I know things like mold must be taken care of by the home owner if found and the buyer using a VA backed loan.
When I sold my home last year the buyer had a few things she wanted fixed, however, I got lucky with that as she asked for the washer, dryer and lawn mower to be left in lieu of doing any repairs.
jessmarimba, That is cool on your part for that to have happened. At least now that stuff is fixed and you won't or shouldn't have to worry about it.