took the survey and the one thing that struck me was while you inquired about accidents both on bike and with auto, you did not list possible causes- In my case, while I have had two accidents involving personal injury, in both cases it was because I was brushed by a driver, either passing too close or running into me. In both cases there was nothing I could do about it since the one car brushed me by swinging wide out of a left turn, and the other ran over me because his foot "slipped" while stopped at a light.
marni
Katy, Texas
Trek Madone 6.5- "Red"
Trek Pilot 5.2- " Bebe"
"easily outrun by a chihuahua."