I saw the one in the snow, and one person even had a baby on the handelbars! I have a friend who teaches at the University of Amsterdam, and he had a head injury once from his commute like this, but it was not on a bike path and he was hit by a car. He learned the Italian language from scratch as a way of regaining his cognitive skills. He told me on the bike paths, never hardly but watch out when competing with cars on rural roads. Holland is full of bike paths which riders use in a very casual easy going manner. Just look at their bikes? It's much different then riding a fast road bike perhaps either going fast or training with your head down. They feel the dangers are much less, and the freedom of their culture much more important.