I had a bad crash last month and landed on my head. Without the helmet I most likely would not be here today so I thank my lucky stars. Sadly, I totaled my new Diva . The good news I had it insured for a 100% on my homeowners policy and will be placing an order for a replacement Diva tomorrow! I did not know about helmet replacement policies so looks like it is time to check into this. Glad I went back and searched TE for helmet info.