another thought I had for you Nanci regarding your cold feet: were you moving them around inside your shoes?? My commute this morning was in a headwind with 14 degree windchill and my toes got cold until I remembered to move them. I think it was SarahFixinIt (whom we haven't seen in awhile btw) who suggested placing a piece of tape over your cleats on the inside of your shoes to help keep your feet off the metal. I don't have tape over mine but I do notice when I keep my toes moving, they don't seem to get as cold.