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Just thought I'd chime in since you say you are going to look at Jamis bikes because I bought a steel frame w/carbon fork and seat post Jamis Quest Femme a couple of months ago and I LOVE the way it rides. It's going to run you a few hundred more than bikes that are aluminum with carbon forks but to me it has been absolutely worth it! It's also a good option if you're shorter and looking for a WSB.