Owlie, did I mention I have no money?

Currently my bikes are funded by my company's cycle to work scheme, which is a government initiative to encourage people to ride rather than drive. This has enabled lots of people to get bikes they wouldn't normally be able to afford. I suspect a consequence of this is that bike prices have risen steadily year on year. For example the 2011 Trek I am now getting is £100 more expensive for the same spec so far as I can see

Anyway, yesterday I went to Roberts Cycles who are custom bike builders and I didn't know what to do with myself. The bikes are fab, fab-you-lous and having decided on - eventually - getting a road bike then a tourer, I was then shown a 'commuter-type' with dynamo lights and I want one of them too

Fortunately the total cost means it will take me about 2 years to save the money for the first bike so I've plenty of time to come to a final decision about the type of bike I want first