Your post struck a chord with me, I've just started taking lessons at 44. I want to be able to cycle safely and competently with my toddler on the bike too. That's the theory, but my nerves are getting in the way somewhat. Is there any cycling instruction in local schools? My instructor's main job is school cycling instructor and she is very good, quite patient but still covers a lot of ground with me (sorry for the pun). Good luck and I hope we both get cycling confidently and safely.