Thanks for that Knotted. I tried the Giant Avail XS yesterday and with a shorter stem (no idea of the size) it felt better but reaching the brakes/levers was still a stretch as my hands are very small.
I think my nearest Surly shop is in Brixton, which is close to my home, so I'll give them a call tomorrow.
This situation is certainly good for my cycling education. I'm learning lots 
I know I can get a shorter stem, shims and smaller handlebars to make whatever bike I get more comfortable, but can anything be done about brake levers? I think I saw a WSD bike that had 'extra' brake levers on the handlebars which would bring them a lot closer to me. Would that be a worthwhile extra to pay for? I'm looking to see if I can find a picture of said bike.
Annoyingly I can't remember the manufacturer name so can't find the bike. Bother!
Last edited by runningcyclist; 07-25-2010 at 10:20 AM.
Reason: Another sentence.
Lots to learn, but I'll get there.