anybody have insurance on their bike?

[Grog]

I would assume that your bike(s) is already covered by your homeowner's policy and that, short of you having a pretty serious bike collection, you likely don't have to have a specific rider for them. Call your agent to make sure, however.

That would be awesome, but my experience (in Canada, so who knows) is that bikes are NEVER covered, being such high-theft items.

With insurance companies, in any case, I assume nothing.