Today, I purchased my first road bike and picking it up on friday. I got the Bianchi C2C via Nirone 7 in black/red. Here's the rundown. I'm 4'11" tall. I had a difficult time finding the perfect bike without having to break my budget. What I found was (now I may not have been looking in the right places) that the companies that specialized in making smaller frames smaller than 42cm were too expensive. They averaged about 2000-3000 dollars. My Bianchi is a 44cm. When I'm standing over my bike I don't have that 1 inch clearance some say I should have. Is this going to be a problem? Safety hazards?