When I first started riding, I bought a hybrid (because I wanted to be "upright" as, to me, a road bike felt totally awkward and I worried about lower-back pain) and insisted my seat be lower than it was "supposed" to be. I had it where I wanted it and where I was comfortable with it. DH was always kind of pushing me to raise the seat and move to a road bike. I tried but never felt comfortable so I stayed with the hybrid and kept the seat where I wanted it to be. Fast forward a couple of years. I decided to buy a road bike because I finally really REALLY wanted one... and I was sooooo comfortable in my riding skills that instinctively I adjusted the seat to where it's "supposed" to be I sometimes look at my bike and am in awe of how high my seat is... especially in comparison to where my hybrid seat was... but now it's absolutely comfortable for me and I can't ride it any other way! LOL!

Moral of the story... unless it's going to cause you to develop some serious bad habits, do what feels right for you. You can always change things as you grow in your skills and comfort level If you're more comfy, you'll ride more... and if you ride more you'll develop more/better/increased skills. It's a wonderful cycle