I think you get very cold, my father was constantly having trouble with his body temperature and my MIL as well. Maybe a nice wool cap? I think you might be able to find one at REI even in the summer. I have an Alpaca wool beanie, it is heavenly soft.
Amanda
2011 Specialized Epic Comp 29er | Specialized Phenom | "Marie Laveau"
2007 Cannondale Synapse Carbon Road | Selle Italia Lady Gel Flow | "Miranda"
You don't have to be great to get started, but you do have to get started to be great. -Lee J. Colan