I, too, am 61.5 inches tall (or short, as the case may be -
)
I ride a Trek 5200 WSD, 51 cm., with 650 wheels and am very comfortable! I also ride a Trek 2100 (older model, long before they made WSD), 47 cm. frame and 700 wheels. My mtb is a trek 6500, size small - not sure what that translates to. Point is, while reading about what fits other people can help get an idea of where to start, test-riding different bikes and different sizes is so important. It's the only true test of how the bike feels to you. Good luck, moogal. Hope you find that perfect bike.
annie
Time is a companion that goes with us on a journey. It reminds us to cherish each moment, because it will never come again. What we leave behind is not as important as how we have lived." Captain Jean Luc Picard