This is great information! I'm going to the bike store today after work. Is there an on line resource for valuing used bikes (like Kelly Blue Book for bicycles LOL)? I'm not opposed to used at all and I'm grateful for the info about the difference in big box Schwinn and LBS Schwinn. I wouldn't call Knoxville a biking town, but there are a couple of shops that have been in business for a very long time. This is getting exciting!