I'm with you, Zen! the only thing I spend a little on is my padded bottoms. I just CANNOT do the $85 jerseys, though. Who needs back pockets, really, when you have a little bag on your bike? For biking shirts, I go to good ole Wal-Mart and pick up the men's Dri-Star wicking shirts. They work for me, because I am plus-sized. But Wal-Mart's Danskin Now line for regular sizes is also GREAT, and those prices are amazing! I can wear their larger sizes, too...I'm not a huge plus size.