I will be 50 in June. My husband, who has been an avid recreational cyclist since his 20s, purchased a road bike for me on our last anniversary.
We had the same price range in mind. He chose to go with Tiagra components and the carbon frame for comfort over 105s and aluminum.
I have a Synapse Feminine 5. I thank him every time I hit a rough stretch of road.
I am riding 3-4 times per week, 20-50 miles a ride. I am working towards a century by my birthday. I will go for my first metric this weekend. My max distance so far is 57 miles.
I do not feel at all slighted by the lower grade components. On the other hand, I adore my carbon frame.
I have no plans to tour on this bike.
From your focus on the pain you are currently experiencing, I would consider carbon over aluminum. I would also look at the Synapse over the CAAD9. You seem to have a need for more comfort which is not what you will get with a CAAD9. The Synapse comes in both carbon and aluminum and it has a more comfortable geometry.
We just ordered a CAAD9 5 for our 17 year old son this afternoon. He has an interest in racing. This frame is supposed to be a great cheap racer.



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