Yes, Knotted is very wise! I am but a sponge - happy to soak up all of your great ideas!

It's a good point to learn my riding preferences first..then spring for something more fitting. I'll check out the Kona brand. I had no idea they were so affordable! Martiandestiny, thanks for the heads up on the Luna frame. I'll see if it's still available.

The point about theft makes me sad. I'm bummed to have to take that factor into consideration. But then again, I'm no stranger to it either, having had both my car and my home broken into in Hawaii! I hate to think I can't get the bike I want, just because someone will try to rip it off. In all likelihood I think I will just exercise caution and not leave the bike unattended outside for an extended period.

On another note, have either of you gals considered "ugly-fying" your bike to make it less appealing to thieves?