If you're going to be upgrading the shifters, I'd go ahead and go 10 speed... You can probably keep your same derailleurs, need a new chain & back cassette.
9 speed 105 shifters are still expensive.
You can keep an eye on craigslist or ebay - lots of people buy new bikes and sell off the shifters because that's not what they want or sell their shifters when they get better.
You should be able to find shifters for a more reasonable price.
(If you pm me Ive got a set of ultegra 10 speed triple shifters new in box that I've been meaning to sell)
If you know someone that can do the mechanic work for you, it's not expensive - but otherwise, check with the bike shop to see what they'd charge if you bought the parts vs. if you buy them from them (the labor charges are probably less if you buy the parts from them because they're making a bit more money off you... )
Or... if your bike is rideable and you can wait... Keep watching craigslist, sometimes a deal on a complete bike with good components comes along... a couple of times I've found people bikes on craigslist with complete 9 speed 105 components for like $250-300. If it happens to fit you great, if it doesn't - take the components & put it on your bike and sell the other frame. I've found complete 105 10 speed bikes for about $500 a couple of times...



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