I am in my lowest gear by the time I get to the top of the hill. Of course I'm riding a double compact with an 11-27 cassette. However, when I'm in my lowest gear, I'm spinning pretty good, I actually probably wouldn't feel comfortable spinning any more than I do.
The trainer is a good idea, and so is looking into a PT fitting. I do have insurance (however, I have to meet my $400 deductible before the coverage really kicks in, so that may be something I could try in a little while, but it's better than having to pay for it all myself!).
When the weather is bad I've been in the gym doing an hour and 15 minutes of either upper body weights, abs, or lower body weights. I just started that at the end of December as well. However, the weather has been so nice I've been outside on my bike most of the time, instead. So it definitely would be helpful to do more core work. I do have an exercise ball at home, which is great for stretching too. I think you guys are right, I need to stretch more! My muscles are always tight, they always have been!
Oh and Blueberry - if you just call the customer service number on the back of your insurance card you can find out what your plan covers and at what percentage.
"Namaste, B*tches!"
Try this recently posted thread. lots of good info.
http://forums.teamestrogen.com/showthread.php?t=36690