(((((((((kfergos))))))))))

If the driver doesn't have insurance, then if you have uninsured/underinsured motorist coverage on your car or moto, that should cover at least your physical injuries and their consequences. Usually you don't have to have been in your car, it just has to be an auto accident.

+1 to getting a lawyer. Don't let your desire to forgive this guy emotionally, lead you to make bad decisions about your health or your finances.