Thanks for the replies. Luna, we do plan to do some loaded touring but because of my situation with toe overlap looks like I will be restricted to carrying stuff on the back only? Or will it also be an issue with weight on the back only?

Knotted, I already do that, put my outside crank down so maybe it won't be a big deal at all. I think some of it is just the idea of it and of course the fear of going down. I think it's something I am just going to have to get over by riding. The fenders are pretty minimalist and came stock on the bike. I'd like to leave them if I can so I'll try to just "ride" it out. Pun intended.

Thanks again.