Kitchen renovations.

Last year's refund has been in the bank waiting for me to have a new heat pump installed. Installation was in late December, paid for with a 6-months-same-as-cash deal. So I'll be paying that bill soon. Too bad I wasn't able to earn a decent interest rate on the money in the meantime.

The first year I was in my condo, I used my tax refund to get new windows.

Not the most fun use of my money, but it all leads to happier day-to-day life.