I'm conflicted about Aetna and Cigna. Cigna is bit cheaper with slightly lower deductible. BUUTTTT, they have had some bad raps like denied coverage for a liver transplant for a leukemia patient (young girl) then after so much bad publicity they okayed it. The family claimed that the delay cost the daughter's life.

So I'm conflicted...

Either way, I think the group coverage from USAcycling is a good way to go instead of getting an individual coverage. I figure you'll get more service.

Well, having an account at USAcycling doesn't qualify I don't think... sooo I just picked up a roadie license. LOL... (I'm way too old for this and too out of shape) Well it is still the beginning of the season.

Any thoughts between Cigna and Aetna? Probably sign up this Friday.