I too went riding yesterday and it was 36 but no rain but the sun had set an hour earlier than the ride started so it was pitch black. I did have rain on Sunday though. So far it's my coldest ride. Our local club has rides all year, weather permitting (meaning not wet). They ride at all temps. If it hadn't been for the club sponsered ride I would have stayed home or gone to spinning. My riding partner started to wuss out earlier in the day saying we would freeze and I believed her. We eventually agreed to ride. It was a blast and we broke out into a really decent sweat!