Ooooh! I figured this out the other day. I thought I had turned into the little pokey pony too. I've still been riding a fair bit, unemployed and all, so I couldn't figure out why I was sooooo slow. Then on a ride the other day I figured it out. Usually about 15 minutes into a ride my legs/brain get together and say "Ouch, this is HARD!" Normally, I push past that and get the sludge out of my legs. Somehow though, my brain "winterized" and I've listened to that voice. Once I ignored it the other day I found I was pretty much where I'd been all summer. Frustrating though, for sure.
"True, but if you throw your panties into the middle of the peloton, someone's likely to get hurt."