thanks everyone, I don't see the new bike in the real near future, it's mainly a pipe dream. I would definitely keep the Little Navigator that could for just tooling around on. Of course a suggestion was made that perhaps when I get more fit and on a road bike that I would have a young padawan at my side on the Navigator having turned the reigns over to a new cyclist. Since she was a gift basically as being paid out of layway by an anonymous donor, I kind of like the thought of paying it forward that way.