Great topic! And interesting comments.
Everything I've read supports the idea that an individual's HR is just that! Valid only for that person. The "220 - age" is an extremely generalized number. If I went by that, I could just about sleep at my mid-range rate. My heartrate tends towards high. Perhaps too much coffee??
Not sure where I read this method of finding your max HR on the bike, maybe RBR, but here goes:
Find the STEEPEST hill in your area. So steep that you are standing on the pedals and totally unable to talk when you reach the top. Should not be long, just steep. Ride as hard as you think you can sustain up the hill. A short distance from the top, when you think you absolutely cannot go any faster, sprint. Use whatever little bit of energy and breath you have left in you. Crest the hill, look at your HR. Look at it 3 seconds or so after you crest. (Can take the monitor that long to catch up.) That should be your max HR. Sounds sadistic, doesn't it? (INSERT EVIL SMILIE HERE). It's no fun, that is for sure. I try and do it only twice a year. Once early in the season, and once towards the end. Fun to compare. Also interesting to compare, year to year and see the somewhat unavoidable effects of aging.
I don't have any ideas for you people without steep hills, tho'. But I am quite sure there are methods equally as sadistic for you...........
Once you've got that max rate, you can figure the other percentages from there.
I've been told max HR is different in different sports. IE - your mx HR in biking may be different than your max in running, swimming, skiing. Anyone else know if this is true?
annie
Time is a companion that goes with us on a journey. It reminds us to cherish each moment, because it will never come again. What we leave behind is not as important as how we have lived." Captain Jean Luc Picard