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  1. #1
    Join Date
    Nov 2007
    Location
    Western Canada-prairies, mountain & ocean
    Posts
    6,984
    Good luck ny biker. Guess, if they vote no, then you do nothing/stay there?

    House reno looks great so far, tulip.
    My Personal blog on cycling & other favourite passions.
    遙知馬力日久見人心 Over a long distance, you learn about the strength of your horse; over a long period of time, you get to know what’s in a person’s heart.

  2. #2
    Join Date
    Nov 2005
    Location
    Between the Blue Ridge and the Chesapeake Bay
    Posts
    5,203
    Best of luck with the request, NYB! As if renovations and repairs aren't enough hassle...and then you have to deal with third parties. Ugh.

    I LOVE my little house, despite the niggling issues that persist. All that rain last week, for example, revealed a leak in my roof. The "revelation" was too late to prevent water damage to my livingroom ceiling, though. I hope I can get the roof repaired; that it doesn't need to be replaced right away.

    My woodstove is installed as of Monday, and I'm really wanting to start it up. But it's too warm and the chimney won't draw right until it's colder outside. So for the first time in a long time, I'm hoping for cold weather so I won't have to use my heat pump!

    I can actually see the time when there won't be any big jobs to do. I still have the roof and the fence, and the electrical upgrades in the bathroom. And I still want to knock out one wall and put in French doors. And then there's the cottage out back that I will use for my office once I get the drywall repaired and a floor installed, as well as fix the electrical. Except for the roof, it's all pretty minor. I'll do the cottage work myself, using it as a DIY laboratory to learn how to do stuff.

    But overall, I've really been enjoying my house. I find myself sitting on my sofa, reading a book, and feeling very comfortable. I adore cooking in my kitchen, and have done alot more cooking than in any other house or apartment I have lived in. After Thanksgiving, I'm having some neighbors over for a little soiree...

    So NYB--once it's done, it's so worth it!

  3. #3
    Join Date
    Apr 2007
    Location
    Limbo
    Posts
    8,769
    Tulip, is it that beautiful French stove that you got working?

    I wonder if Salvation Army sells gift certificates?
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  4. #4
    Join Date
    Nov 2005
    Location
    Between the Blue Ridge and the Chesapeake Bay
    Posts
    5,203
    Quote Originally Posted by Zen View Post
    Tulip, is it that beautiful French stove that you got working?

    I wonder if Salvation Army sells gift certificates?
    Well, in theory it's working. But I haven't fired it up yet because it's not cold enough. If it's warm outside, the chimney doesn't draft like it should and the house gets smokey.

    That Salvation Army is awesome. I got a very cute 1950s side table for next to my sofa the other day--$14! They also had an awesome dresser, but I already have two so I passed this one by.

    But I paid plenty of money to get the stove hooked up, even though the stove itself was free (it had been in my parents' house for many years). I have to get it approved by the insurance company anyways, so it's just as well that I'm not using it yet. But it sure is pretty.

  5. #5
    Join Date
    Apr 2006
    Posts
    3,867
    Tulip, call your insurance company and have them send someone out to look at your roof, especially if there have been some storms recently. Could have loose shingle or hail damage, and if so, you should get a new roof.

    Karen
    ~~~~~~~~~~~~~~~~~~~~~~~~~~
    insidious ungovernable cardboard

  6. #6
    Join Date
    Nov 2005
    Location
    Between the Blue Ridge and the Chesapeake Bay
    Posts
    5,203
    My roof is fairly old. I doubt the insurance company would agree that the issue is a new condition (even though it hadn't leaked before the last rain storm, which was really bad in Virginia). I just think insurance companies are out to find reasons NOT to cover repairs. Maybe I'm wrong, but that's been my experience. Is your experience different? Anybody here work for an insurance company who could give the lowdown?

    I know I need a new roof eventually, but I don't think the insurance company is going to pay for it. I would love to be wrong, though.

  7. #7
    Join Date
    Apr 2006
    Posts
    3,867
    I got a new roof on my rental property because of storm damage.

    Any settlement you get would be depreciated, but you might as well give them a call. It doesn't hurt.

    Karen
    ~~~~~~~~~~~~~~~~~~~~~~~~~~
    insidious ungovernable cardboard

  8. #8
    Join Date
    Nov 2005
    Location
    Between the Blue Ridge and the Chesapeake Bay
    Posts
    5,203
    Thanks, Tucker. I think I'll call them. The Governor did declare a state of emergency and all. I'll let you know what they say.


  9. #9
    Join Date
    Mar 2009
    Location
    Belgium
    Posts
    931
    Quote Originally Posted by tulip View Post
    Thanks, Tucker. I think I'll call them. The Governor did declare a state of emergency and all. I'll let you know what they say.

    I always say: you already have a NO, but you can still get a YES.

    Otherwise what would be the use of having an insurance if you think they won't pay for your damages. Even if they only pay you a couple of hundred dollars, it's still better than nothing.

 

 

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