I'm just really glad that all the PhD programs I'm applying to guarantee out-of-state tuition waivers if they accept you! If I take a year off, I'll be taking a few credit hours' worth of grad classes to keep myself in the loop, as it were. My original plan was to pick a university, move to that city, and take classes there. AZ schools have ridiculously high out-of-state tuition, so I think I'm staying in Ohio...